Wellness perks don’t change companies - environments do.

Maximize Your Return on Health Investment *(ROHI)

Design environments today that materialize into effortless well-being.

Health isn’t a habit.
It’s an environment.

What Is HealthBrokering™?

Health401k® frames health as an investment. Not a short-term initiative. Not a motivation campaign. A long-term portfolio built through small, aligned decisions that compound over time.

Most organizations are not struggling because employees lack discipline. They are struggling because friction is quietly embedded into the system: schedules, norms, access points, fragmented benefits, siloed providers, and cultural cues that reward burnout.

That is where HealthBrokering™ comes in.

People Change People™. And environments shape outcomes far more reliably than motivation alone.

Why Most Wellness Approaches Do Not Stick

Most programs start with habits. They assume people will push harder, track more, and maintain discipline indefinitely.

But human behavior does not change sustainably through pressure. It changes when the environment changes.

Yes, physical training matters. Nutrition matters. Sleep matters. Stress regulation matters.

But these fundamentals stop feeling forced when they live inside an environment that makes them easier, more aligned, and more meaningful.

What We Mean By Environment

When we say environment, we do not just mean office snacks or step challenges.

We mean your organization’s lived architecture:

  • physical access and friction
  • social norms and relational safety
  • emotional load and support pathways
  • cognitive clarity, decision fatigue, and overwhelm
  • identity cues what is rewarded, tolerated, celebrated, and modeled

Sometimes the most powerful “health interventions” do not look like traditional wellness at all.

  • community-building that actually feels human
  • creative skill-building that restores meaning
  • access to aligned providers without confusion or upselling
  • removing friction so the healthier default becomes the easier default

What HealthBrokering™ Looks Like Inside an Organization

HealthBrokering™ is the guided human expression of the Health401k® framework: translating philosophy into real-world support, coordination, and environment design.

The HealthBroker by Health401k™ Framework Works Across Three Pillars:

  • Environment Design –
    We help leadership identify the small environmental shifts that reduce friction and increase follow-through, without relying on willpower campaigns.
  • Care and Resource Coordination –
    We help reduce employee cognitive load by bringing clarity, alignment, and structure to care pathways and benefits usage.
  • Provider and Program Alignment –
    If you already have vendors, we do not replace them. We bring cohesion so efforts stop competing and start compounding.

The Health401k Spiral: Assessment, Alignment, Reinvestment

Transformation is not linear. It is iterative.

  1. Assessment: Where does friction exist, personally or professionally?
  2. Alignment: What matters here, and what does support actually look like?
  3. Reinvestment: Double down on what yields the highest return.
  4. Refinement: Strip away what drains, distracts, or creates noise.
  5. Reassessment: Continue the upward spiral.

Like compound interest, small aligned exposures accumulate into meaningful cultural returns.

Trust and Transparency

We do not diagnose. We do not treat. We do not replace medical, mental health, or clinical providers.

We integrate. We connect. We translate. We align. We design environments that make the healthier default easier to live.

Explore The Framework Through Events

If your organization wants to explore this philosophy before discussing implementation, you can start by attending one of our events:

If a company wants to wrap a halo around itself and show it truly cares, start with families. Education and early investment opportunities protect the people your people go home to.

Trademark and Legal

HEALTH401K OFFERINGS BUILD
EMPLOYEES’ HEALTH EQUITY

HEALTH401K OFFERINGS
BUILD EMPLOYEES’
HEALTH EQUITY

HEALTHY HEART

HEALTHY MIND

HEALTHY BODY

HEALTHY
HEART

HEALTHY
MIND

HEALTHY
BODY

We design workplace environments that make healthier behaviors easier to sustain.

Using a build-to-fit model, we align the right professionals, programs, and supports around your people, integrating seamlessly with providers you already trust. 

REQUEST A FREE CONSULTATION

Approach

The Health401k® model reframes health as an investment shaped by people and environments, not willpower alone.

We combine trusted information with human guidance to help organizations design systems where healthier behaviors emerge naturally and sustainably.

Environment Design
Reducing friction and aligning daily conditions so healthier behaviors become the default.

Human Guidance
Trusted professionals embedded where support is needed, not hidden behind portals.

Care Coordination
Alignment across providers, programs, and benefits so efforts compound instead of compete.

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Individuals | Businesses | About | Events | Blog